Archive for the ‘Solutions’ Category

Mo’ Money Monday: Just Say No to Garage Sales

I officially hate garage sales. Maybe it’s my location, or maybe it’s my stuff, but we NEVER do well at those. I can make twice the money just selling stuff on FB to my friends. So, here’s a couple of tips for those like me who have NO SUCCESS at garage sales:   – Pick […]

Don’t Blame Apple When You Don’t Know What You’re Doing

This morning I read on TUAW’s website, and I thought I would share our family’s story. We downloaded a game on our kids’ iPad, and two days later had a $200 bill show up in our checking account. We immediately thought “fraud,” cancelled the number, requested a new card, did all the usual things. Eventually […]

Scary Savings on Halloween Costumes

These guys are the reason this blog exists, the reason we struggle with debt, the purpose of our priorities and hard work.   In the scheme of our financial plan, Halloween costumes are on the bottom of the list. In the bigger picture of our kids’ happiness and enjoyment of their childhood, though, it plays […]

Who Says Basketball Doesn’t Have Raquets?

Recently on Facebook, I spent an afternoon complaining about the cost of organized sports for my kids.  I got a LOT of responses to that post, and I realized that we’re not the only family dealing with this particular Budget Buster in our culture today. This particular event was basketball.  After paying $20 towards the […]

Swagbucks and Surveys

I haven’t talked about Swagbucks on this blog yet, though I’ve been mentioning it to friends lately. By searching the Swagbucks toolbar, you can earn “Swagbucks” which you can redeem for gift cards, cash, and other prizes.  I’ve used it over the last two years and have probably received $30 or so in $5 increments.  […]

Coming Soon – Review of Cozi, EEBA, & More

Summertime is here around the Downs Zoo.  Here’s some things I’m working up: I’m currently working on my review of an awesome web app – Cozi – that has really helped our family with organization. I also have several financial software programs that I’m reviewing, including YNAB, EEBA, and others. Summer is here! We need […]

Mo’ Money Monday

One huge part of getting out of debt is finding more money to pay towards your debt! Mondays around here are going to be devoted to different ways we can add money to our monthly budget. Send over any suggestions or creative ideas you have! Today’s Mo’ Money idea is the Garage Sale! First, let […]

Why I Spent $50 on a Pair of Jeans

Alternately titled “Why Shopping at American Eagle Makes Me Feel Good” It’s not supposed to, I know. I’m not supposed to get excited about shopping.  I’m supposed to be very unemotional about it, spend as little money as possible, and get out of there as quickly as I can! But I don’t when I shop […]

The Reason You’re Not Out of Debt Yet

Imagine your friend comes to you for advice. He has a ton of consumer debt, and asks you to tell him ONE THING that he needs to know. That’s all he has time for: ONE THING. What would you tell him?   Would you tell him about the debt snowball method? Or maybe you’d advise […]

When Life Gets in the Way

The central element of this blog has been an attempt at honesty about our financial situation. I’ve attempted to be brutally transparent about our financial problems and our quest to fix it. So over the last month, as life has happened in our family, I’ve tried to figure out how to share what we’ve been growing […]

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