Archive for January, 2012

How to Ignore your Budget

After this weekend, I should be the labelled poster child for how to ignore your budget.  Just a few of the ways we spent money where we shouldn’t: Two trips to Taco Bell  $15 One trip to Whataburger $5 Apps & Music on iTunes $20 Pizza   $20 $60 in one weekend with nothing to [...]

What I Think About Refund Anticipation Loans

Why refund anticipation loans are a bad idea.

Time Warner Cable’s Horrible Customer Service

Last week, we cancelled our cable.  This was not an easy choice to make, but once the Texans were out of the Super Bowl, we didn’t have a reason to put it off any longer.  So we bit the bullet and decided to start saving that $40/month and pay it towards our debt. Yesterday, we [...]

Progress Update

  Here’s a Friday progress update! We’re very excited to have paid off two credit cards entirely since the beginning of December (almost two months).  One of those cards carried our largest balance, and that felt like a major breakthrough.   We’re on track to pay off three more cards over the next month, so [...]

Another Anti-Budget Blogger?

  I love reading these kinds of articles.  They always start off so bold and in-your-face. The headline of this one is: I Don’t Budget Because It’s Not Sexy But by 1/3 of the way through, you’re reading this paragraph: You see we have a name problem! So from now at YFS we no longer [...]

Beautiful Song from a Beautiful Album

With Valentine’s Day right around the corner, I thought I’d share with you a friend’s newly released album. Give it a listen!   Because You Loved Me by Heath Vercher   You can check out more of his music here.

Another Way to Waste Money

The economy’s bad, right? That’s all I’ve heard about for years – the sad state of our economy. You’d think, in times like these, people would be buckling down, saving money, and pinching pennies – or any other financial clichés you can think of.  After all, this is the “rainy day” we’ve all heard about, [...]

And the final answer is…

Monday I asked your opinion about altering our timeline on buying a second vehicle for my husband. I got quite a few responses, between the comments here on the blog and on my Facebook page. I enjoyed hearing different perspectives from you all – it was a very valuable discussion. So I thought I’d let [...]

Off Topic – Debunking Common Myths

This is just for fun. Happy Tuesday!      

Automating your Finances

Are your finances automated?  This concept seems to be everywhere right now. The basic idea is that you set up auto-drafts for your savings and your bills so you don’t have to think about them each month.  They are automatically withdrawn from your account.  Once you have the bills and savings withdrawn, any extra money [...]


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